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  xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
  xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- ── Homepage ──────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://ezinsurance.ca/"/>
    <image:image>
      <image:loc>https://ezinsurance.ca/favicon.png</image:loc>
      <image:title>GBI Consultants Insurance</image:title>
    </image:image>
  </url>

  <!-- ── Life Insurance ────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/life</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/life"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/life"/>
  </url>

  <!-- ── Health Insurance ──────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/individual</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/individual"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/individual"/>
  </url>

  <url>
    <loc>https://ezinsurance.ca/family</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/family"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/family"/>
  </url>

  <!-- ── Travel Insurance ──────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/travel/single</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/annual</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/visitor</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/supervisa</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/expatriate</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/cancellation</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/travel/family</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/compare</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Employee Benefits ─────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/employee-benefits</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Pet Trust ─────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/pet-trust</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Vet Finder ────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/vet-finder</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ── New Canadians ─────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/new-canadians</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/new-canadians"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/new-canadians"/>
  </url>

  <!-- ── Tools ─────────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/network</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/quote</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Contact ───────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/contact</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/contact"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/contact"/>
  </url>

  <!-- ── Blog ─────────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/blog</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-ca" href="https://ezinsurance.ca/blog"/>
    <xhtml:link rel="alternate" hreflang="fr-ca" href="https://ezinsurance.ca/blog"/>
  </url>

  <!-- ── Reviews ──────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/reviews</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ── Advisor Demo ──────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/demo</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- ── Advisor Recruitment ───────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/register/agent</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ── Legal ────────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ezinsurance.ca/privacy-policy</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://ezinsurance.ca/cookie-policy</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
